Inclusive climate risk insurance India

Abstract

Structural inequalities (landlessness, lack of collateral, illiteracy, lack of social networks and gendered norms) as well as institutional setups play into the design and implementation of climate risk insurance initiatives. These result in the exclusion of those marginalized by gender, and other intersectional issues. This documentary captures the lived experiences of those excluded from climate (flood) risk insurance programs. It provides insight into how exclusions are normalized by systemic issues. By looking at the excluded, we plan to identify the key barriers to inclusive climate insurance.